Sharp Sharp Loan Code & Steps for Getting Instant Personal Loan

Last Updated on Mar 12th, 2024

Gone are the days when you have to go through a load of stress just to borrow a loan. In the past, it was relatively difficult to get a loan due to loads of paperwork involved. However, the borrowing process is pretty easy these days, thanks to technology. One of these easy-to-get loans is the Sharp Sharp loan. This loan package is specially made to satisfy the financial needs of government workers. It is a quick and convenient loan with a low interest rate.

Sharp Sharp Loan

An Overview of Sharp Sharp Loan

Sharp Sharp loan is one CreditDirect’s loan packages that are only for federal and state government employees in Nigeria. They give quick emergency loans without any collateral to government workers in Nigeria. This loan package claims to be the most convenient and cheapest in Nigeria. Also, it boasts a huge customer base of more than 250,000 people.

Sharp Sharp Loan Code

This is another convenient way to access loans from CreditDirect. Simply dial *5120# on your phone and follow the subsequent prompts you get.

How can I apply for a Sharp Sharp Loan?

To apply for the Sharp Sharp loan without using the USSD code mentioned above, just follow these steps:

1. Visit the web platform,

2. Next, click on “Sharp Sharp”. That’s the first thing you will see on the website.

3. Thereafter, fill out the application form you see and click on “Apply Now”. Wait for one of the company’s representatives to reach out to you after this.

Alternatively, you can call their customer care number, 01-4482225, or visit their address. You’ll find their complete contact details below.

What documents do I need to obtain a Sharp Sharp Loan?

To borrow this loan package from CreditDirect, you need these documents:

1. Accurately Completed Loan Agreement Form. Attach your passport photo to it

2. Letter of Introduction & Employment or your Confirmation letter.

3. Guarantor Submissions, Proof of earnings, Proof of residence, as well as your Post Dated Cheques.

4. Valid Means of Identification

5. Work ID (for salaried people only) & Bank Statements or your Pay Slips.

To fill out the online application form, you will need your:

  • First Name
  • Middle Name
  • Last Name
  • Address
  • Email Address
  • Phone Numbers
  • IPPIS Number

What is the loan tenor?

The loan tenor for this loan product ranges from 1 month to 12 months. However, it can also be up to 24 months in some situations.

How can I contact Sharp Sharp Loan?

Since this loan product is one of CreditDirect’s loan packages, you have to contact the parent company to get it. You can contact them via:

Address: 48/50 Isaac John Street, GRA, Ikeja, Lagos, Nigeria

Phone Number: 0700CREDITDIRECT, 01-4482225

Email Address:


Closing Thoughts

The Sharp Sharp loan product is a quick and convenient credit with a low interest rate. More than 250,000 government workers borrow this loan so you can be sure that this product is secure and reliable. The information above will teach you all there is to know about this loan product.

You can obtain a comprehensive loan, tailored to your specific needs by using this platform. Basically, it allows you to compare loans from different lenders across Africa, ensuring the best option doesn’t slip through

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