How To Borrow Airtime From MTN – Step By Step Process

Last Updated on Dec 11th, 2023

If a mobile phone were to be human, airtime would be its heartbeat. Sure, we understand that data is crucial, especially nowadays.

But, before data, phones were designed for making calls. So, a phone was only useful when you had airtime to contact whomever you please.

Today, this fact remains true. Network service providers have found various ways to make sure you never run out. In this article, you’ll discover how to borrow airtime from MTN.

How to Borrow Airtime From MTN With USSD Code

To borrow airtime from MTN, simply follow these steps:

  • Dial *606# on your MTN SIM card.
  • Select ‘request for XtraTime‘ from the available options.
  • Another set of available options will be shown to you.
  • Select your preferred choice.

You should know that MTN Nigeria deducts a service charge of 10% from the airtime you intend to borrow. So, this means that you would only receive 90% of the sum you requested.

Learn how to share data on MTN and keep your loved ones connected. Extend your generosity beyond airtime.

Eligibility Requirements To Borrow Airtime from MTN

To qualify to borrow airtime from MTN, you have to meet the following requirements:

  1. Own and use an MTN SIM card
  2. Have no preexisting huge debt from MTN
  3. You need to have loaded N500 within the last 30 days. But, this rule has been eased to a large extent and is now much more flexible
  4. You should have owned and used your MTN SIM card for at least 12 months. Without this, you would not be eligible for borrowing airtime. But, this rule has been relaxed. Now, SIM cards used for less than 12 months are allowed. Also, this holds, especially if you recharge very frequently.
Borrow airtime from MTN

Minimum Airtime Amount To Borrow From MTN

You can borrow N50 as the minimum airtime, but you may borrow up to N1000 or more based on your recharge history. But, there are times when the N25 is available, as the system is flexible. In reality, the lowest standard is N50.


Borrowing airtime from MTN is so much easier and takes only minutes to complete.

Besides borrowing airtime, you might also want to explore transferring airtime on MTN. Take a look at our guide. It has easy steps and useful tips.

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