How To Borrow Data From Airtel – Step By Step

Last Updated on Dec 13th, 2023

Apart from airtime, you can also borrow data from Airtel and pay it back later at your convenience. We have written posts on how to transfer airtime on Airtel and how to borrow airtime from Airtel in previous posts.

To improve on its quality service delivery, Airtel launched the “Airtel Credit Loan Service”. This service allows a subscriber to borrow data whenever they run out of data and pay it back at a later date upon their next recharge.


How Much Data Can I Borrow from Airtel?

You can borrow up to 1.5 GB of data on the Airtel credit loan service. See the table below for data on loan offers. Bear in mind that a 15% service charge fee applies on any data you borrow, payable upon the next recharge on your Airtel sim.

Data Loan in MBData Bundle PriceValidity (Days)Total Amount Payable (15% Service Fee)
110NGN 501NGN 57.50
250NGN 1001NGN 115.00
3200NGN 2003NGN 230.00
4350NGN 3007NGN 345.00
5700NGN 50014NGN 575.00
61.5GBNGN 100030NGN 1,150.00

Who is Eligible to Borrow Data from Airtel

The list below shows the category of subscribers that are eligible for the Airtel Credit Loan Service. Be sure to confirm your eligibility before applying for Airtel’s data loan service.

  1. You must be an Airtel prepaid subscriber with a registered sim
  2. They consider subscribers based on how often they recharge their mobile phones and average spending.
  3. You also must not have any outstanding loan on any previous loan transactions with Airtel

You can confirm your eligibility for the Airtel Credit Loan Service by dialing *500#.

How do I repay the Airtel Credit Loan service?

You can repay your loan data by recharging your Airtel sim on your next purchase. You can pay at any time convenient for you but make sure you clear any outstanding loans to Airtel so that you can qualify for another.


Airtel Credit Loan Service can be a lifesaver for you especially when you are stranded on cash to make a data purchase immediately. This initiative from Airtel is laudable and it cements its place as one of Nigeria’s top mobile service providers.

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