How to get Loan for non salary earners

Nov 15th, 2021

Due to the present economic situation of Nigeria, accessing quick loans has become inevitable especially for non salary earners. Basically, circumstances have made people long for obtaining simple and quick loans. Fortunately, some fintech companies have made it possible for you to get a fast loan in Nigeria easily. Here’s everything you need to know about loans for non salary earners.

Loan for non salary earners
Loan for non salary earners

Quick loans for non salary earners in Nigeria 

Below are 5 trusted platforms where non salary earners can access loans in Nigeria 

1. Carbon

Carbon is a great platform for you to obtain a quick loan in Nigeria. Basically, you can access loans here without collateral. With Carbon, you can access up to N1,000,000 and receive a cashback in interest paid if you repay your loan on time.

How can I get a loan on Carbon?

To get a loan on Carbon, follow the steps below:

  • Download the Carbon app from Google playstore for android or the App Store for iOS.
  • Register on Carbon app and apply for a loan.
  • Thereafter, you will receive a notification that lets you know how much you can access and if Carbon approves your loan.
  • Once Carbon approves your loan, you will receive the funds in your account.

Read more on loans for salary earners.

2.  Branch

Branch is another fintech company that offers quick loans to you easily. Presently, they have offices in 4 countries including Nigeria. To access a loan on Branch as a non salary earner, you can register with other details. They include your bank account number, BVN, your Facebook account as well as your phone Nigeria. The amount you can get ranges from N2,000 to N500,000. Also, if you repay your loans on time, then your loan limit will increase.


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How can I get a loan on Branch?

You can get a loan on Branch by following the steps below:

  • First, download the Branch app from Google playstore for Android or the Appstore for IOS.
  • Signup on the Branch app.
  • Click on the loan toolbar and input your phone number, bank details, and other personal details.

Thereafter, you will be able to view available loan offers and apply for them.

3.  Aella Credit

Aella Credit is known for offering loans to people without a salary. With the Aella app, you can obtain loans easily and conveniently. Also, you can pay bills, get insurance and make investments with the app. They offer loans that range from N1,500 to N1,000,000 with a repayment period within 1-3 months.

How can I get a loan on Aella Credit?

To get a loan on Aella, follow the steps below:

  • Download the Aella app on Google playstore for android or the Appstore for IOS.
  • Sign up on the app and input personal details.
  • Apply for a loan. You will receive a notification that shows if your application has been approved.
  • Lastly, your account will be credited 5 minutes after your application is successful l.

4. Sokash

Sokash is a trusted loan platform used to obtain loans for short or long term needs. With Sokash, you can get a loan of up to N5,000,000 in just 2 hours.

How can I get a loan from Sokash?

To get a loan on Sokash, follow the steps below:

  • Download the SoKash app
  • Thereafter, sign up and verify your account using your BVN.
  • Sokash will automatically determine how much loan you are eligible to borrow.
  • Lastly, you can start applying for a loan once you have seen that you are eligible to obtain a loan.

5. Fairmoney

Fair money is a digital platform that provides collateral-free personal loans. With Fairmoney, you can access up to N1,000,000 in loans. Also, you can pay your bills on the platform and enjoy 100 free fund transfers. Their repayment period ranges from 61 days to 18 months. If you repay your loan early, you will get a 90% interest discount.

How can I get a loan on Fair money?

To get a loan on Fair money, follow the steps below:

  • Download the Fairmoney app on Google play store.
  • Sign up on the app and input your personal details.
  • Thereafter, apply for a loan.
  • If you are eligible, you will receive instant funds to your account once your application is approved.

Bottom line

For a non salary earner, accessing a loan is now easy, You can access quick and instant loans from any of the platforms mentioned above. These platforms are easy to access and seamless. Expect your account to get funded within minutes after your loan is approved. Give any of them a try today

You can obtain a comprehensive loan, tailored to your specific needs by using this platform. Basically, it allows you to compare loans from different lenders across Africa, ensuring the best option doesn’t slip through.

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