Personal Loans

Quick & Instant Loans in Nigeria

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Online loans are easy to get these days. There are lots of loan companies that promise collateral-free loans. This makes it easy to become a victim of loan scams and hackers looking to steal valuable personal data.

We checked loan websites and listed the best platforms for quick and instant loans in Nigeria.

Specta

Specta is an online loan platform offering up to 5 Million Naira loans. The loans are quick, collateral-free, and need zero paperwork.

Their interest rates are 25.5% to 28.5%, and you can repay in 1 to 12 months with a 1% penalty for late payment.

ALAT

You can borrow up to 2 Million Naira on ALAT instantly and without any collateral.

ALAT offers salary earners loans from ₦50,000 to ₦4 million, repayable in 3 to 24 months at a 2% monthly interest rate. To get a quick loan, download the ALAT app, apply, and receive your approval within minutes.

Credit Direct

Credit Direct offers Nano Loans, Buy Now Pay Later, and Paramilitary Loans.

You don’t need a guarantor or collateral before getting a loan from Credit Direct. Download the app, create an account, provide your details, and get funded. You can also explore their instant loan services using the sharp sharp loan code.

C24 Capital

With C24 Capital, you can access a loan of up to 5 Million Naira within a few hours. This comes with a low fixed rate and no ongoing fees.

To apply, download the app, check your eligibility, and then request to get a loan amount of your choice.

PennyLender

On PennyLender, you can borrow between 10,000 Naira to 5 Million Naira within 2 hours. There are several kinds of loans for salary earners, SMEs, and anyone with liquid assets.

Apart from their website, they have a Whatsapp contact which you can use to fast-track your loan.

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