A loan is a sum of money that an individual borrows. Usually, the individual or entity borrowing the loan incurs a debt that they need to pay back with interest. Basically, a loan helps people meet unforeseen financial emergencies.
The most common place people seek loans is at the bank. A reputable bank like FCMB (first city Monument Bank) is a popular bank known for giving out easy loans. Now, you might be wondering how to get a loan from FCMB. Here is all you need to know about it.
FacMB has several loan options available. All you have to do is pick the most suitable one for yourself. Here are the offers available to you:
FCMB fast cash is a paperless loan facility that requires no collateral. You can apply for this loan by dialing the USSD code, *329*11#.
Some of the features and benefits of FCMB Fast Cash includes:
To get an FCMB fast cash loan, you must meet the following requirements:
Basically, this sums up the basic requirements to get a fast cash loan. However, to read a more comprehensive information, refer back to their website, www.fcmb.com
This is a customer credit scheme solely for salary earners who have an FCMB account. Through salary plus, loan qualified FCMB customers can get funding before they receive their salaries.
To obtain a salary plus loan, you must provide your salary account. Also, you must provide consistent receipts of your salary for at least six months with a referral to your employer.
This loan scheme caters to verified staff of commercial organizations. However, the organization has to be rated on Moody’s with at least a BB range. Also, interested participants have to be eligible for at least a loan of N2,000,000
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This loan allows individuals who qualify to part-finance acquisition of personal cars. It allows customers to own a car and pay over a specific period of time. Furthermore, it is divided into FCMB Auto Loan Alliance and Standard Auto Loan.
The FCMB Auto Loan Alliance package offers loans to customers to obtain a Tokunbo car. On the other hand, Standard Auto Loan helps customers buy cars from pre-qualified dealers who have an agreement with FCMB. Read more on car loan companies in Nigeria.
With an FCMB Credit card, you can pay for anything. It offers you a credit that you can use to buy anything and requires that you pay back the loan in the future.
Here are the steps you should follow to get an FCMB credit card
Read more on banks that offer loans without collateral in Nigeria.
Simply follow the process below to receive a loan from FCMB:
However, note that some loans can be applied for and received online and you do not need to go to their office.
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You can contact FCMB through the following ways:
Address: Primrose Tower,17A Tinubu Street, Marina, Lagos State.
Phone number: 01-2798800 or 07003290000
Email address: email@example.com
You can reach them via any of the means listed above.
FCMB is one of the most reliable banks to obtain a loan. Their loans are easily accessible and do not require collateral. If you are considering borrowing a loan, you might want to check FCMB loan packages out.