It is normal for everyone to run into a financial crisis at one point or another and need a loan to cover bills. Hence, most people prefer to use online loan platforms to access instant loans due to the stress it takes to obtain a conventional bank loan. EasyCredit is one of the prominent loan platforms in Nigeria that offers you instant loans easily and conveniently. With this loan platform, you can access loans from the comfort of your home within a few minutes.
An Overview of EasyCredit
EasyCredit is a popular loan platform in Nigeria. Basically, this loan company offers Nigerians quick and easy access to instant loans. Many Nigerians have benefited from this platform since it has lots of positive reviews on the Google Play store. With this platform, you can access instant loans of up to N500,000 depending on your creditworthiness.
What service does EasyCredit offer?
As stated earlier, this platform primarily offers you loan services. Basically, they offer you access to loans varying from 2000 Naira to 500,000 Naira. You can get this loan in less than 10 minutes.
How can I register and apply for a loan on EasyCredit?
1. First, download the EasyCredit loan app on Google Play Store.
2. Next, open the app and create an account by providing relevant information about yourself. This includes your employment status, BVN number, a valid ID, etc.
3. Thereafter, verify that the information you entered is accurate.
Lastly, wait for approval after this. Once the platform verifies your account, you can now apply for your loan and receive it instantly.
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How much can I borrow from EasyCredit?
You can borrow any amount of loan you want ranging from 2000 Naira to 500,000 Naira. Basically, the amount of loan you can borrow will increase if you repay your loan on time. For example, if you borrow a loan of 2,000 Naira for a start and pay it back on time, you will be able to borrow a higher amount next time.
How long is EasyCredit loan repayment period?
Basically, this loan platform gives you up to 3 months for you to repay your loan. It primarily depends on the initial agreement you made when you were applying for the loan.
How can I repay an EasyCredit loan?
Follow these simple steps to repay your loan:
1. First, open the app on your device and log in to your account.
2. Next, click on “My Loan” and select one of your loans.
3. Thereafter, tap “Repay in Advance” and verify that all details are correct then click on “Repay now”.
Lastly, select your repayment method and press “Repay now” to complete your loan repayment.
What are the benefits of using this loan app?
With this platform, there is no paperwork, mortgage, or even office access needed before you can obtain your loan. Also, you get the freedom to use your loan the way you want – for either personal or business use. Their loan services are available 24 hours every day of the week.
What happens if I don’t pay back my loan?
If you do not pay back your loan on time, you will get blacklisted and this automatically reduces your creditworthiness. Also, you may not be able to request another loan. Additionally, your loan will automatically begin to incur a fee of 2% per day after your due date.
How can I download EasyCredit app?
To download this loan app, follow the steps below:
1. Take your Android device and open Google Play Store.
2. Next, type “EasyCredit” in the search bar and then download the app.
Lastly, open the app and register to start borrowing.
What is the interest rate on EasyCredit Loan App?
This platform has a loan interest rate of 12% – 36%APR, with a zero service fee. Basically, your loan amount and tenure are calculated using your credit score and creditworthiness. Hence, you need to keep a good credit score and repay your loan on time so that you can be eligible for higher amounts.
How can I contact EasyCredit?
Here’s how you can contact this loan app:
Address: Opebi road No. 20, Ikeja, Lagos
It is safe to borrow loans from EasyCredit. However, you need to first consider your capability to repay the loan before borrowing it. If you know you will be unable to repay the loan when the payment is due, you should not take the loan to avoid being in debt.
Do you need a loan? Be sure to visit this loan platform that allows you to compare loans from different lenders in minutes. It offers the best and ensures that you get nothing less.