Are you in urgent need of money and need a place you can get loan without any collateral? Do you need a loan but do not want to go through the stress of queuing at the bank? Well, there is a platform for you to get instant loans within minutes. Easemoni is one of Nigeria’s most popular loan service providers that can provide you with instant loans without collateral. With this platform, you do not need to worry about borrowing from banks anymore.
Easemoni is a Nigerian loan service provider that enables you to apply for instant loans at any time and anywhere. Basically, this loan app provides loan for you without you needing any form of collateral or even going physically to their office. All you have to do is just download their mobile app to your phone and apply for a loan. Within 10 minutes, you will receive the loan you applied for.
Also, this platform offers you a chance to apply for a loan of N1,000,000 (one million nairas) whether you are a new user or an old user, you have access to all the opportunities the platform provides. However, your credit score will increase if you frequently use the app and pay back your loan in due time.
To register on this loan app, do this:
1. First, download the mobile app and install it.
2. Next, launch the app and enter your basic details.
3. Lastly, apply for your loan and wait for the approval.
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The steps below will guide you on how you apply for a loan on this platform:
1. Download the mobile app, install it and complete your registration process.
2. Next, choose the product you want to apply for, fill in the details needed, and submit your application.
3. Lastly, wait for the verification and approval of your loan application. Once the platform approves your loan request, E-sign the loan agreement and you’ll receive the money immediately.
If you follow the steps stated above and have all the requirements, there is a high chance your loan application will be approved. Also, you must ensure that the phone number you are applying with is the same as the number you use to receive your alerts. This enables the platform to determine your creditworthiness quickly.
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The interest rate on your Loans on this app are as follows:
Interest Rate: From 5% to10% monthly, APR60%-120%. It majorly depends on your credit evaluation. For instance, a 91-days loan payment terms have an interest fee of 5% per month. For the loan which was processed with a principal amount of ₦3,000, your interest would be ₦273. Basically, this means that the total amount outstanding would be ₦3,273.
Easemoni requires you to commence the reimbursement of your loan from 91 to 365 days. Basically, this means that you get a grace period of roughly 3 months. Take note that your loan tenure may vary depending on the amount of money you borrowed.
There are certain requirements you must meet to be able to apply for a loan on this platform successfully. These requirements include:
1. You have to be a citizen of Nigeria and live in Nigeria.
2. You must be within the age range of 20 to 55 years.
3. You must have a reasonable source of income. Basically, this enables them to review your loan application appropriately and determine the maximum amount of money you are eligible to borrow.
4. The personal information you used during your registration must be valid.
Here’s how to download this app in simple steps:
1. Take your android device and open Google Play Store.
2. Next, search for ‘Easemoni’ and download the app.
Once you download this app, begin your registration process and apply for a loan when you are done.
You can contact Easemoni via the following ways:
Address: 60 Adeniyi Jones Ave, Ikeja, Lagos, Nigeria
Customer Service Email: email@example.com
Customer Service Hotline: （+234）9087614150
Whatsapp customer number： （234）8073634739
Easemoni is primarily an app that provides loans to Nigerians. With this app, you can easily get a loan of N1,000,000 without collateral. In all, this app is legit and suitable for use as long as you can pay back your loan in due time.
Need a loan? Kindly check out this platform that allows you to compare loans from several lenders in minutes. This would help you make the best decision for you.