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Personal Loans

KiaKia Loan – How to Get a Fast Loan without Collateral

July 18, 2020 by Finance Writer 7 Comments

KiaKia Loan

Kiakia is a financial marketplace that grants short-term business and personal loans.

If you speak pidgin English, you’d know ‘Kiakia’ means fast, or better still ‘quickly’. That is precisely the idea behind KiaKia Loan.

KiaKia loan makes it very easy to access a loan in Nigeria without any collaterals.

KiaKia loan
KiaKia Loan Website

KiaKia Loan Requirements

  • Valid means of Identification
  • A bank account with Bank Verification Number
  • Proof of income from the workplace or business
  • A working email address
  • You reside in Nigeria
  • You must be 21 and above

How to Apply for KiaKia Loan

  1. Visit the website and create an account with your accurate details
  2. Start an application chat on the site
  3. Upload a valid means of identification
  4. Enter your desired loan amount
  5. Choose the loan duration
  6. Upload a screenshot of your last 3 salary or business income alerts
  7. Accept the loan terms and conditions if your application is approved
  8. Authenticate your bank account
  9. Get credited

KiaKia Loan App

Currently, there is no KiaKia loan app in any of the mobile app stores. All borrowing services are conducted through their website. They claim that this is to allow customers with utility phones to access all their services.

How Much Can I Get from KiaKia Loan?

You can borrow as low as N10,000 and as much as N200, 000 from them. 

Interest Rates

This loan attracts as little as 5.6% to as much as 24% in interest rates. Considering the speed of applications, this isn’t a bad rate base.

Loan Repayment

Repayment terms for the Kiakia loan are quite simple. You only need to have repaid the loan between 7 and 30 days. However, it is advisable to pay your loans earlier if you can because of the rewards that come with it.

Review

Pros

  • The application process is easy and funds are released within minutes
  • Does not require any serious paperwork
  • No geographical restrictions, meaning you can apply from anywhere

Cons

  • It comes with a loan processing charge
  • The maximum amount of borrowable is quite low 

Conclusion

If short term loans are what you’re looking for, then a KiaKia loan is definitely what you should take a look at. You can apply for much bigger loans if you earn credit points with them for some time. All you need is to access their site, fill in the required steps, and you’ll have your loan application reviewed.

If it’s a success, then you get your loan in no time. You’re only advised to take up a KiaKia loan however if you can afford it. There is no room for defaults. 

Filed Under: Personal Loans

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Zedvance Loans – How to get a loan

July 17, 2020 by Finance Writer Leave a Comment

Getting an instant online loan in Nigeria is not always a breeze. Getting loans is in itself, perhaps a full-time job. There are requirements to be met, forms to fill out, and series of cross-checks because to be frank, no one wants to be in a situation where they lend money out and don’t get paid back. That’s why it is so tedious for security. 

It’s not always so tricky, though.

In this article, we shall consider how to get loans from a special type of loan provider. Here is the low-down on Zedvance. 

About Zedvance

There is a massive list of loan providers these days, and where it’s naturally difficult to be distinct because most claim to offer the same thing, Zedvance stands out. Zedvance is an outfit that provides excellent loan services without collateral or with low interest. 

Pros and cons

There is nothing devoid of advantages and disadvantages. The simple rule is if it has an effect, it most definitely has its side effects. Zedvance is not excluded from this rule. Here are the pros and cons:

Pros

  • The loans can be of high capacity. Meaning you could get a very substantial amount from them. It would take a lot to get a high amount of loan from any other credit facility, but with Zedvance, it’s much more manageable. Almost natural.
  • They boast of a quick loan approval process, faster than the usual. Which means you can get your loan practically as soon as you need it. 

Cons

  • Zedvance operations nationwide are limited. It only operates in Lagos presently, and so that means any applicants and their applications from outside the state are as good as void.
  • There is too much paperwork involved. It requires a hefty amount of paperwork to fill out and completed in the application process, and at some point, it can get frustrating. 
  • It requires proof of employment and quite a lot of it too if you’re self-employed or a freelancer that might prove challenging to present. 

How much can you borrow from Zedvance?

Zedvance loans allow you to borrow up to N5 million. 

What are the interest rates for Zedvance?

Zedvance loans attract interest rates of about 12 per cent to 45 per cent. 

Are there any additional fees for Zedvance?

There are no additional fees.

What do you need to take up a Zedvance loan?

The following are documents needed for a Zedvance loan application:

  • Means of identity; passport, national identity card, driver’s license
  • The Request of Account statement form; which you are to fill and taken to your bank for confirmation by the loan officer
  • Your Employee Identity Card; to prove your employment status
  • A Direct Debit Mandate
  • Your Tax Identification Number or pension statement and letter of employment
  • A passport photograph clearly showing your face. 
  • For freelancers or contract term employees, for security, you would need to provide guarantors who are permanent staff in your workplace.

How fast are funds released?

Zedvance boasts of quick approval processes, and once they approve the loan, you get the loan in minutes. 

What are the repayment terms for Zedvance loans?

Zedvance loans are repayable for periods of up to 18 months.

Conclusion

Working-class? Need a quick loan that’s got a substantial amount? Then it would be great if you considered applying for and obtaining a Zedvance loan. 

Filed Under: Personal Loans

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Soft Loans in Nigeria – Meaning and where to get it

July 16, 2020 by Finance Writer Leave a Comment

Hands up if you’ve ever needed a bit of a “jolt” also known as you need to borrow some money. Furthermore, hands up if you called all of your surest guys and girls and they all gave you the “you know the economy is hard” line. 

Hands up if you ended up looking at the sky, hoping that it’ll start raining dollars. 

If you put up your hand to one of the three scenarios, you are a part of the 90% population and, we are right there with you also lifting up our hands

We are very familiar with this look, the state of confusion and frustration. It is well dear.

Unexpected expenses come up and with the unstable Nigerian economy, it can exhaust your savings with just one mishap. So what happens when you just need a bit of cash to get you by for the next couple of months and your family and friends can’t seem to help you? Soft loans may be an option for you!

What are soft loans?

Soft loans (or quick loans) are typically loans given by financial institutions at below the market rate. They grant these loans without collateral and have a simple process. One has a higher chance of getting approved for these loans if they are salaried or have an established business with trackable profit. 

Where to get soft loans in Nigeria

Below are 5 companies that offer quick loans in Nigeria. Please note that the list is in no particular order and are simply for informational purposes only. These organizations have their various requirements, but one thing they all have in common is no collateral (for the most part!).

  1. Paylater (Carbon):

This online lending platform processes your approval within minutes. This soft loan is available to businesses and salary earners in Nigeria. With Carbon, you can access up to N500,000 and they disperse funds within 1-3 days.

  1. Kia Kia:

The name of this organization, translated from the Yoruba language to English means “Quickly”. That’s essentially the bane of their business, in the sense that loans if approved, are quickly disbursed. KiaKia also allows individuals to invest in loans as a means of investments on the premise of an interest return. 

  1. C24 Limited: 

What’s pretty amazing about this company is that, right on the home screen of their website, it has a repayment calculator so you can easily see what your repayment will look like using that calculator. As with the other companies listed, the application is also a digital process

  1. Quickcheck:

This is for people who need a quick boost of less than N100,000. They complete the application online or on their application. Its fairly quick and easy and approval can take less than 30 minutes with disbursements happen as quick as an hour. 

  1. Specta:

This lending company disburses loans of up to N5 million without collateral! Application processes can be as little as 5 minutes and funds disbursed within the hour. 

Conclusion

While loans need to be repaid back and with interest, it may be a viable option if used responsibly. To find out more about soft loans and repayment plans, click here

Filed Under: Personal Loans

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How to Apply for a FairMoney Loan in Minutes

July 16, 2020 by Finance Writer 3 Comments

About FairMoney

FairMoney is a Nigerian-based online loaning platform that offers its users a very easy and stress-free way of lending money.

They launched FairMoney Loan around early March 2018. The online lending platform can now boast of disbursing over one thousand five hundred loans daily to Nigerians.

Before the launch, FairMoney has been able to help thousands of Nigerians and Nigerian businesses inch a bit closer to their dreams by providing them with the financial backing they can not afford at the moment. They have made it possible for individuals and small businesses to thrive in spite of the reality of their situation.

FairMoney Loan

This loan platform provides you with a different way of getting a loan in Nigeria and it does this with no collateral. With FairMoney Loan, you can get an instant loan up to as much as ₦500,000 without needing any paperwork or even collateral. This would be done in under five minutes or lesser.

FairMoney Loan App

The app helps you gain access to critical finance via the power of modern technology. It is fast, reliable, secure, and most of all, free!

It’s an android mobile banking app that makes getting loans and paying bills very fast and easy.

FairMoney loan app
FairMoney Loan App

How Much Can I Borrow from FairMoney and for How Long?

You can access a FairMoney Loan in the range of ₦1,500 to ₦500,000 with durations for loans up to 60 days and above. The monthly interest is also about 10%-30% monthly. The process does not incur any additional fees or hidden costs when processing your loan.

FairMoney Loan Requirements

There are no requirements for getting a FairMoney loan. Simply sign up on the app and your loan will be processed. This is done without the rigorous due processing like documentation and collateral.

How to Apply for a FairMoney Loan

Follow the steps below to get a loan from FairMoney

  1. Download the Android application from Google Play Store. 
  2. Sign up or log in with your phone number or Facebook profile. 
  3. Create a profile of you’re a new user or apply for a loan as an old user. 
  4. Get credited with money in your bank account within a matter of minutes.

FairMoney takes customer experience and satisfaction as a major priority. To this effect, they have launched a new app that does this perfectly. The app is easy to use and reliable, announcing their next phase of growth as the easiest way to get a loan in Nigeria.

Getting a loan on FairMoney is easy and of course, a very straightforward process that can be done by anyone at all. Here are the few steps to follow when you’re trying to get a loan.

These steps can’t be wrong. It optimizes FairMoney to make their services accessible to every Nigerian.

FairMoney Loan Review

Getting a loan can be a rigorous process, with all the requirements and time taken for processing it. FairMoney makes all of that easy. This makes them a fast and reliable option to use every time.

Pros

  • Loan is approved within minutes
  • No collateral or guarantor needed

Cons

We haven’t found any reason why you wouldn’t want to use FairMoney. This section will be updated if we do.

Filed Under: Personal Loans

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Creditville – Everything you should know

July 15, 2020 by Finance Writer Leave a Comment

Creditville Limited is a private lending institution and asset management company operating and registered in Nigeria. They offer a range of lending services.

Let’s look at some reasons you should take a loan from them today

About Creditville

Creditville takes a business interest in Consumer Finance, Real Estate And Capital Markets. Their customer base includes distinct individuals in salaried employment and small and medium scale businesses in Nigeria.

It operates as a viable institution by delivering creativity and professional services on global best practices.

creditville

What is the maximum loan amount I can get from Creditville?

They design their loan products for salary earners and small businesses, and you can get between N100,000 and N4m loan in Nigeria.

The tenor for the loan is between six to twelve months

They offer the loan products listed below

Creditville Personal Loan (Pay Day Loan) 

Creditville made this product for professionals and other salary earners. They designed it to meet the immediate cash desires of customers.

With a tenor of up to 12 months repayment period, their payday loan offer is between N100,000 and N4,000,000. 

Requirements for Salary/Payday Loan

  • Payday Loan request application letter.
  • Copy of client employee ID Card.
  • Copy of a valid Nigerian means of identification 
  • Passport photograph
  • Salary current account statement
  • Duly completed salary loan application form.
  • Letter of Employment or Confirmation of Employment.
  • Proof of Address (Utility Bill, Rent Receipt).
  • A Guarantor is necessary under some circumstances.

SME Loan 

This product addresses the gaps that may occur from day to day running of a business. The business must duly register with organised cash flow and financial records.

With a tenor of up to 6 months repayment period, the business loans offer between N100,000 and N4m. 

Requirements for SME/Business Loan

  • One passport photograph
  • Post-dated NUBAN cheques
  • Statement of account
  • CAC Certificate of Incorporation
  • Memorandum of Association
  • One means of identification (international passport, drivers license or national ID)
  • A suitable guarantor 

Car Loan/Auto Lease

The product offers car loan facilities to individuals in salary employment in the form of asset finance towards the purchase of a personal vehicle.

The car purchased will solely be for private use and not for any commercial purpose. It transfers ownership of the vehicle to the customer upon completion of the loan repayment. See other car loan companies in Nigeria.

Requirements for Car Loan/Auto Lease

  • Duly completed application form
  • Valid professional driver’s license
  • Copy of Office means of identification
  • Recent utility bill of house address
  • Six (6) months bank statement 
  • A duly executed Asset finance agreement
  • Evidence of equity contribution lodged with Creditville Limited’s account.

Other business interests include

Real Estate

Creditville Limited has a real estate and property management arm recognised as Creditville Properties.

It deals in real estate solutions ranging from agency business, property management and property development in major Nigerian cities.

They have a presence in other cities. like Lagos, Abuja and Port Harcourt.

Capital Markets 

Creditville licensed by the SEC and manages an array of investment portfolios and other investment advisory services to private investors.

Conclusion

Creditville is one of the fastest leading loan companies in Nigeria with an integrity-based practice, anchored on honesty and transparency. 

Filed Under: Personal Loans

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Emergency loans in nigeria

July 12, 2020 by Finance Writer Leave a Comment

Emergency Loan in Nigeria

Emergencies come up when we least expect. If we do not have a savings or someone we can quickly ask for a loan, we experience severe distress. It can be some extra funds to run our business or to make a personal purchase.

Applying for emergency loans with financial institutions such as banks requires documentations and takes time to process.

What if you need the loan urgently? Several loan companies in Nigeria offer emergency loans to Nigerians with little documentation, and in five minutes! Yes, within five minutes or even less from applying for the emergency loan, you get a credit alert to your account.

Where to Access Emergency Loan in Nigeria?

The Fintech revolution gave rise to the credit sector boom in Nigeria by offering quick access to loans. There are many companies offering emergency loan services in Nigeria with competitive interest rates. Some of the companies providing fast access to loans include:

  • Carbon

Firstly, Carbon, formerly known as Paylater, is an online loan service that provides short-term loans for businesses and people.

Download the App and enjoy access to quick short-term loans.

The App also processes bill payments, airtime recharge, smart investments and provides your credit reports.

In conclusion

The service runs non-stop. If you repay on time, you can access up to all a million of loans with no collateral.

  • Palm Credit

Secondly, Enjoy access to loans up to ₦100,000 with Palm Credit. You can apply for loans from anywhere and anytime.

All you need is to provide your personal information, including your Bank Verification Number (BVN) and if your loan request gets approved, you will receive the requested loan within minutes.

Like Carbon, if you repay on time, you will get access to a higher loan figure. Download the App to enjoy this quick loan service.

  • Branch

Third, Branch is a simple mobile app that offers loans up to ₦150,000. The sign-up process and loan application for Branch is the simplest in this list.

Branch requires your phone number and personal information but does not ask for your Bank Verification Number (BBVN). If you need a quick short-term loan for a pressing emergency, Branch is a suitable option.

Its interests rate is flexible and set at 20% per month for most loans. 

Download the Branch App online to enjoy their loan service. 

  • Fair Money

Furthermore, Fairmoney is another mobile loan app that offers quick loan services to Nigerians. The sign-up process is simple to do within minutes.

Once your loan is approved, it takes less than five minutes to get the loan into your bank account.

What do you need to apply for emergency loans in Nigeria?

Applying for emergencies loans in Nigeria with online loan services is easy. What you need include a smartphone, stable internet connection, your Bank Verification Number (not all will ask for this) and to supply your bio-data at registration. 

Conclusion

These emergency loan apps make loans available to all Nigerians from 18 years upward. The no collateral requirement is an immense relief.

In conclusion, read the terms, conditions, expected pay date and interest rates before applying for loans finally.

Filed Under: Personal Loans

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Social Lender – All You Need to Know

July 12, 2020 by Finance Writer Leave a Comment

Social Lender is a financial solution for individuals looking to get a loan in Nigeria.

Social lender serves as a proper lending solution that we proffer for individuals that don’t have the usual requirements for a conventional loan.

They serve as leading pioneers in the fight to make financial services easier to get for more Nigerians. This push continues to gather momentum and make these services more accessible and affordable for Nigerians. 

Social lender

A Brief Background to Social Lender Loan

Founded by Faith Adesemowo and Bade Adesemowo in 2015.

They established social lender with the belief of creating more straightforward access to financial services.

A more personal approach to getting a loan would benefit the public. This service serves as a mediator for people who can not provide the arm and leg required by normal loan services.

A bridge for immediate access to funds for individuals with limited access to funds. Social lender originally targeted banks with Sterling Bank being the first to get on board with the product idea as said by Bade Adesemowo. 

How Does Social Lender Work?

First, Social lender offers financial help by using the individual’s social reputation to determine and decide their creditworthiness.

It has an existing algorithm that uses the user’s social media activity, profiles, and their reputation to generate credit scores. It determines their loan worthiness.

This proprietary software and algorithm deliver these scores based on the pre-defined parameters for worthiness. A loan service that credits you based on your social media reputation is as good as it gets.

Social Lender does not require a collateral. All they require giving you a loan is your data, and they would process this to determine if you are eligible for a loan or you are not.

This data needs to be authentic, and your social reputation score would serve as your collateral. It guarantees loans a user’s network, reputation and social profile.

The service then grants a user the ability to borrow from banks and other financial institutions solely based on their social media repute.

The social reputation score boosts in the presence of a social guarantor. The social guarantor provides a personal electronic guarantee on the borrower’s personality.

How to Get a Social Lender Loan

Getting a loan from social lender is not a complicated process. Social lender has made the process as easy as sending a text message. It can lend user money through the use of text messages.

This service works with the customers who can get a loan as easy as using the app, a USSD code, text message, or through the website.

As of February 2018, social lender had about 15,000 registered users. It operates in South Africa, in collaboration with ABSA Bank.

Conclusion

Getting a loan can be a tedious process; amidst providing the right documents and collateral, it just doesn’t always happen, or you may not even have these.

Social lender can change all that for you in just an instant. The current services they offer makes it easy for anyone to get loans based on evaluation of your online reputation.

Try out their services for more accessible financial assistance. 

Filed Under: Personal Loans

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Rapid Cash Loans – Everything you need to know

July 12, 2020 by Finance Writer Leave a Comment

Loans usually come in handy, especially when the moneylender has an interface that makes it very easy for customers. Rapid Cash is one of the best money lenders offering loans to business owners and salaried individuals. 

Rapid cash

About Rapid Cash?

Rapid cash operates an online money lending business granting business owners, private individuals, and corporate entities loan in Nigeria. When repaying loans, Rapid Cash provides customers with single payment loans or loans with instalment payments and payroll loans. To access this loan, Rapid Cash connects your bank account to your loan account, from which they will deduct the borrowed amount from. 

How many loan kinds does Rapid Cash offer? 

Rapid Cash offers a minimum loan amount of 10,000 naira. However, the highest amount a recent member can get is 50,000 naira. New or old, a customer requires no collateral or guarantor to get a new loan. 

What are the Interest Rates?

The interest rates of Rapid Cash differs from customer to customer. It uses the repayment history of the customer and his or her cost of lending. However, to take a salary advance loan, you are only eligible to take 20% of your salary. This means that a loan of 20,000 naira is possible for an individual who earns 100,000 naira. 

Who can use Rapid Cash?

Rapid Cash can be used by individuals who need short-term loans. If the loan you need from banks has been steadily rejected, there is a chance Rapid Cash has something for you. This is because it is a short-term loan targeted at students, small businesses, and other individuals who are typically not eligible for a bank loan. 

Rapid Cash options

Rapid Cash has the Payday loan which is designed for individuals currently earning a salary. It is meant to provide an overdraft to the staff of reputable companies or governmental organizations. To qualify for this loan, all you have to do is complete the salary advance loan and submit for assessment. The maximum tenor for this loan is 30 days. 

Rapid Cash is a great option because you get your loan decision in less than one day. Also, the repayment plans are quite flexible and can be managed to fit your financial state. Of course, this loan requires no collateral and guarantor. However, Rapid Cash is only available for individuals currently earning a salary, and working in a private organization. Also, the maximum amount you can borrow through Rapid Cash is 50,000 naira. 

How to get started

To get started, all you need to do is provide a verified social media account, your bank details — bank account name and details — your Bank Verification Number, and an official email address to track the process.

The best way to get the best loans in Nigeria is to conduct an online analysis of other online moneylenders. This way, you are kept abreast of the best interest rates and the repayment period. 

Conclusion

Rapid Cash connects with its customers by meeting them at their point of need via social media. They understand that many people spend most of their time on phones and they have strategically designed their products to target mobile and social media users

Filed Under: Personal Loans

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Sterling Bank Loans – What you should know

July 11, 2020 by Finance Writer Leave a Comment

Bank loans are essential for various reasons, as they come in handy for business owners and private individuals. No matter what your financial emergency is, to meet your needs, a loan option is available.

However, before you get any loan, it is vital to check for the percentage rate, the terms of repayment, the period of repayment, and the fees involved in processing the loan. Also, it is important always to have a credible bank statement as they check this is one document before they give a loan. 

To get a loan in Nigeria, Sterling Bank offers one of the best options and repayment plans. 

What Loans are offered by Sterling Bank?

Sterling Bank offers two distinct kinds of loans; the Specta and the Social Lender. Both are personal loans used for personal and business purposes. The Social Lender loan is great for individuals with a great social media reputation.

With this loan structure, all you have to do is connect your social media account — Facebook, Twitter, Instagram, or LinkedIn — to your Sterling Bank account. There will be an assessment that determines how much you will be getting. 

You can explore other options

The other option available is Specta, which offers loans of up to 5 million naira. The application for this loan can start and end in 5 minutes. The marvellous thing about this loan is the fact that clients do not need a collateral, or a guarantor before you can get your loan approved. All you need to do is visit their offices and begin an application processing. 

They offer this loan to individuals as long as they can show a source of income. There are several packages available to interested customers: 

  1. SpectaXtreme:

This option is for business owners and salary earners. With this option, customers can get loans of up to 2 million naira, which is payable in one year with rates between 26-30%. To apply for this loan, it doesn’t matter what bank you use. 

  1. Specta Basics:

The loan offers an even higher amount of 5 million naira, and is repayable in 4 years. Its repayment rates are flexible. It is open to workers with salaries and business owners who have a Sterling Bank account. 

  1. Specta Prime:

This loan option is for investors who hope to earn interest on their investments. What makes this even better is the fact that you can lend money on your investment in naira, dollars, euro, and British pounds. 

  1. Specta Allawee: 

This is a quick loan option available for entrepreneurs to expand their businesses. 

  1. Spectra Quick Cash: 

Spectra quick cash is an offshoot of the Social lender option; lenders can get up to 20,000 naira quick loans, all based on their reputation on social media and the history of their bank transactions. Anyone can apply for this loan, irrespective of their banks. 

Conclusion

Ready to get started? All you have to do is visit the official website of Sterling Bank or call their customer care line for more information. For information on other bank loans, you can check out this post on the Zenith Bank loan.

Filed Under: Personal Loans

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Petty cash Loan – Borrowing Money from Petty cash

July 10, 2020 by Finance Writer Leave a Comment

You know for some people, the problem they have is how to spend the money they have. It’s rare that you’d come across them, but they exist and if you are one of those people, keep reading. Also, send us your email, we need to talk to you (just kidding), but seriously though…

Anyway, a platform called Pettycash is in business for people such as yourself. Actually, they are also in business for everyone, those who have in abundance and those who need some help once in a while. 

So, what is Petty cash loan? 

Pettycash is an online lending platform where people who receive a monthly salary can get a pay advance of up to N50,000 (or N5 million, with specific terms and conditions). As long as you’re employed, you’re qualified and can have access to small short-term loans. Pretty cool huh? 

How Petty cash loan works

Okay, let’s start with some of us that may need a little help once in a while. 

Pettycash offers different loan products that are geared towards a specific audience, below are the loan products they offer:

  • Federal Staff Loan: This is a product specifically geared towards people who work with the Federal Government. Loan amounts vary from N5000 to N50,000
  • PettyCash+: This is an emergency loan of up to N10,000. It is only available to those who have a monthly salary.
  • Payday Loan (Most popular): Instant loans between N10,000 and N50,000 are available to salary earners.
  • NSCDC Loan: Available to any officer in the Nigerian Security Civil Defence Corps. Loans are from N50,000 to N500,000.
  • Business Loan: These loans range from N500,000 to N5,000,000. However, a car is needed as collateral 
  • Personal Loan: Get a loan of up to N500,000 using your car as collateral, however, you still get to keep and drive the car. 

The interest charged on these loans depends on the repayment plan. For context, if you’re able to upset the loans in a short amount of time, you’re likely to pay less interest. But, if you stretch the loan repayment longer, you’re going to pay more interest. These terms are just like any other loans. 

Now, for people who need some direction on how to spend the money they have

Pettycash also has solutions for you! Depending on how much you invest, pettycash will pay the return on your earnings monthly! Average returns are about 24%, which is pretty cool considering the fact that even if a lender defaults (let’s pray they don’t), you still get your money back with interest when due. Petty cash deals with brokering the deals while you sit back and expect your credit alerts.

There are four different loan buckets available for investments 

  • Personal Loan
  • PettyCash+
  • Federal Staff Loan
  • NYSC Loan

You as an investor can decide which of these buckets you’d like to invest in as they all have different returns. 

Conclusion

Pretty easy deal! Pettycash is a platform that has made this process quite easy. Their easy-to-use website – https://pettycash.com.ng/ has simplified this process even further. However, if you’d like to speak to an agent about other investment opportunities similar to this, click the link below. 

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