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Borrowing data from 9Mobile is as simple as dialing *665*amount#. However, knowing how to borrow data from 9Mobile is one side as there are certain criteria that you must meet before you qualify to borrow. Data is very important and needed by virtually everyone for different uses. Basically, your data running out when surfing the net remains one of the most annoying things that could happen. Therefore, this is why it is important to know the code to borrow data from 9Mobile. You can check out our posts on how to borrow airtime from 9mobile and how to transfer airtime on 9mobile.

Which 9Mobile package is best for data?

Basically, although things are always changing, the plan that is best for data subscription at the moment is the 9Mobile Heavyweight Awoof offer. In addition, this plan is accessible to all customers and offers you 1.5GB with N500, N200 for 1GB, and N100 for 500MB valid for 7 days. However, there are other options that you may prefer depending on your needs and estimated data consumption. See our posts on how to borrow airtime from Airtel and how to borrow data on Airtel.

How to borrow data from 9Mobile

Firstly, take note that 9Mobile does not allow subscribers to borrow data directly at the moment. Therefore, you have to borrow airtime, which you can then convert to data. Also, 9Mobile only allows certain individuals to borrow airtime. To become eligible, you have to recharge at least N500 a month. See our posts on how to borrow airtime from Glo, how to share data on Glo, and how to unshare data on Glo.

You can easily check your eligibility status by texting send STATUS to 665 or dialing *665#. If eligible, you can then borrow airtime by dialing *665*amount# in order to purchase your preferred data plan. Also, another thing you should note is that borrowing airtime attracts a service fee of 15% charge from your next recharge. Putting that in context, if you borrow N500, your phone would be credited with N425. Note that the exact percentage changes and may no longer be 15% in the future. See how to borrow airtime from MTN.

Conclusion

Borrowing data is the easiest way to get yourself out of deep waters. The process of how to borrow data from 9Mobile is as simple as dialing *665*amount# and then proceeding to purchase your preferred data. The whole process takes minutes to complete. See how to link NIN to 9mobile.

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Although it may sound like a stretch, the process on how to unshare data on Glo is as simple as knowing the codes you need. Basically, the foundational code to accessing, sharing, and unsharing data with Glo is *127*XX#. However, the precise XX numbers are determined by the exact function you intent to carry out. In this article, we are going to walk you through the step-by-step process of how to unshare data on Glo. You can check out our posts on how to share data on Glo, how to borrow airtime from Glo, and how to transfer airtime on Glo.

Why unshare data on Glo?

Basically, there might come a time when you decide to stop certain people from benefiting from your data. Many of us have friends around who love to sneakily add their numbers to your shared data plan, and when such happens, you have to remove them. More so, having too many numbers on your shared data plan means you’d run out of data within a short while, and probably when you need it the most. See Glo NIN registration process.

How do I view the numbers my Glo data is shared with?

Firstly, before knowing the number to unshare, you have to check if they are actually sharing your data. This is to say, you need access to every number sharing your data. Therefore, to do this, simply follow the process below:

1. Through SMS, send “List” to 127 or
2. Dial *127*00# on your call dialog.

On doing any of those, Glo would respond with a message within minutes. Basically, this message should contain all the current numbers that are sharing your data subscription. Also, if there is no one sharing your data, Glo would inform you. You can check out our posts on how to borrow airtime from Airtel and how to borrow data from Airtel.

How to unshare data on Glo

1. Dial *127*02*[friend’s number]# on your call dialog or
2. Text “Remove [Friend’s number]” to 127

In practical terms, you can either dial *127*02*0805XXXXXXX# or navigate to your message section and text “Remove 0805XXXXXXX” to 127. However, take note that you are not to include the quotes in the message, as they are only used for illustrative purposes here.

On texting this, Glo should respond with a message that the number has been removed from your data subscription and would no longer have access to it. Basically, unsharing your data with a specific number is as simple as that. See how to borrow airtime from MTN.

Bottom line

You can unshare your Glo data from any number using the steps above. However, note that if you do not receive a response from Glo, your network is probably poor. Therefore, wait patiently for a while and then try it again. See the posts on how to borrow airtime from 9mobile and how to borrow data from 9mobile.

Sharing data on the Glo network is quite easy with the USSD code. Basically, the general USSD code is *127*01*[number you intend sending to]#. However, there are other options you can also use, as well as things you should know on how to share data on Glo. This article is a complete guide to sharing data on the easiest method to sharing data on the Glo network. You can also check out our posts on how to unshare data on Glo and how to transfer airtime on Glo.

What options are available under Glo data plans sharing?

One of the amazing features which the Glo network offers is data plan sharing. Basically, with this, you can choose to purchase a single modem for your whole family and tether them in, rather than purchasing a modem for every single person. With data sharing, your family and friends would have access to your internet plan. You can also read on how to borrow airtime on Glo.

Also, note that you would have to decide on a data plan to use before activating the sharing option. These data plans are associated with unique USSD codes that would be used later on to send data to them. See Glo NIN registration process.

How to share data on Glo

1. Dial this code in the exact same order to share data; *127*01*[number you want to share to]#.
2. Also, you can share by texting “share [Phone number]” to 127.

Putting it in context, you can either dial *127*01*0805XXXXXXX# or send “share 0805XXXXXXX” to 127. You can also read on how to borrow data from Airtel.

How do I remove people from my shared Glo data?

If a time comes when you decide to get rid of some of the numbers of your sharing list, simply follow the process below:

1. Firstly, to see the number of individuals you currently share your plan with, simply dial *127*00# or send “List” to 127.
2. To remove a number, dial *127*02*[number of the person]# or text “Remove [number]” to 127. 

Putting it in context, send Remove 0805XXXXXXX to 127 or dial *127*01*0805XXXXXXX#.

Can I share Glo data through online channels?

Yes, you can. One of the most convenient ways to share Glo data is through their online channel by visiting hsi.glo.com on your mobile phone. However, note that you have to use a Glo sim for this to work. Basically, the platform allows you to send data as gifts to your loved ones as a surprise by dialing dial 127 * [USSD_Plan_Number] * [number you want to gift to] #. You can also read on how to borrow airtime on 9mobile.

How do I monitor my Glo data?

There are two basic ways through which you can do this. One is to proceed to his.glo.com using your Glo sim and selecting data balance. On the other hand, you can also dial *127*0# or text “info” to “127”. The process is very easy as you would normally get a response within minutes. See how to borrow airtime on MTN.

Conclusion

The processes on how to share data on Glo are very simple and can be easily done by anyone. Basically, all you need to know are the USSD codes.

Need a loan? Visit this lending platform that would help you compare offers from different lenders in no time, therefore, helping you make the best decision for yourself. 

Apart from airtime, you can also borrow data from Airtel and payback later at your convenience. We have written posts on how to transfer airtime on Airtel and how to borrow airtime from Airtel in previous posts.

In order to improve on its quality service delivery, Airtel launched the “Airtel Credit Loan Service”. This service allows a subscriber to borrow data whenever they run out of data and pay back at a later date upon their next recharge.

How much data can I borrow from Airtel credit loan service?

You can borrow up to 1.5gb data on the Airtel credit loan service. See the table below for data loan offers. Bear in mind that a 15% service charge fee applies on any amount of data you borrow which is payable upon the next recharge on your airtel sim. See how to borrow airtime from MTN.

Who is eligible to borrow data from Airtel

The list below shows the category of subscribers that are eligible for the Airtel Credit Loan Service. Be sure to confirm your eligibility before applying for Airtel’s data loan service.

1. You must be an Airtel prepaid subscriber with a registered sim
2. They consider subscribers based on how often they recharge their mobile phones and average spend.
3. You also must not have any outstanding loan on any previous loan transactions with Airtel

You can confirm your eligibility for the Airtel Credit Loan Service by dialing *500#. See our posts on how to borrow airtime from Glo and how to share data on Glo.

How do I repay the Airtel Credit Loan service 

You can repay your loan data by recharging your Airtel sim on your next purchase. You can pay at any time convenient for you but make sure you clear any outstanding loans to airtel so that you can qualify for another. See how to borrow airtime from 9mobile.

Conclusion

Airtel Credit Loan Service can be a lifesaver for you especially when you are stranded on cash to make a data purchase immediately. This initiative from airtel is laudable and it cements its place as one of Nigeria’s top mobile service providers. See how to link NIN to Airtel.

Did you run out of airtime and you want to know how you can borrow airtime from your Glo sim? This article is for you. With a Glo sim, you can borrow airtime within a few seconds and pay back later. You can check out how to transfer airtime on Glo and how to share data on Glo.

Globacom Nigeria is one of the biggest telecom service providers in Nigeria, with years of exceptional service delivery to its customers and innovative products and services. They are also huge on providing affordable data rates which prompted the slogan “Grandmasters of Data”

In a bid to continue providing excellent and affordable services to their customers, they launched the “Glo Borrow Me Credit” on their network. The product allows subscribers to borrow airtime and pay back on their next recharge. With this service, subscribers never have to worry about running out of airtime and not having the means to recharge immediately. See how to borrow airtime from MTN.

How can I be eligible for “Glo borrow me credit”?

There is no application process for “Glo borrow me credit. Nevertheless, you must meet the criteria before you are eligible to use the service. The criteria for eligibility are listed below

1. Your sim needs to be active on the Glo network for at least three months.
2. Monthly recharge on your active Glo line is up to N200
3. The amount recharged will determine the amount you can borrow. This means the more you recharge, the higher the amount you can borrow

If your Glo line meets the above criteria, then you can enjoy the services of Glo Borrow Me Airtime”. See how to borrow airtime from 9mobile.

How to borrow airtime from Glo

You can borrow airtime from Glo by using the USSD code – *321# or the Glo mobile app. If you are eligible to borrow airtime on the Glo network, then you can go through the following steps from your mobile phone and get your airtime within a few seconds. See Glo NIN registration process.

Borrowing airtime from Glo using the USSD code

1. Dial *321# from your mobile phone (Remember you must be a Glo subscriber)
2. Select the amount of airtime you want to borrow 
3. Press send to confirm selection
4. You can also borrow a specific amount of airtime by dialing *321*amount#. For example, *321*100# 

Please note that there is a limit to the amount you can borrow. You will find a range of airtime you can borrow based on how much or how often you recharge. The airtime amount you can borrow ranges from N25 up to N5,000 sometimes.

Borrowing airtime using the Glo app

You can also borrow airtime through the mobile app when you click here. On the app you will be required to log in with your username and password and then proceed to the option where you can borrow airtime.

How to repay your borrowed airtime from Glo

You can repay the airtime amount you have borrowed from Glo by recharging your line. However, there is no time limit to when you can make repayment and the service fee on the borrowed airtime is fixed.

Conclusion

You can use the airtime borrowed for calls, text, and data. However, there is a 15% service fee charged on any amount borrowed. For example, if you borrow N100, they will charge you a 15% service fee on the amount borrowed, which will also be deducted on your next recharge. Other terms and conditions apply. Check out our posts on how to borrow airtime from Airtel and how to borrow data from Airtel.

With the kind of economy, we are in today, obtaining loans have become as important as ever to both business owners and individuals. However, regardless of the reasons you need a loan, finding a good lender is mostly up to 70% of the work. More so, this why institutions like the Globus bank are in business, to make things easier than they currently are. Globus bank loans are some of the easiest to obtain, meeting the needs of many over the years.  

About the company

Being relatively new in the market, Globus bank was incorporated as a limited liability company back on March 6, 2019. Also, they are duly licensed by the Central Bank of Nigeria and have a primary purpose of providing commercial banking services to the citizens of Nigeria. However, just like many today, Globus bank is an institution built on digital foundations and aims to be Nigeria’s foremost digital bank. Basically, this is to provide the best timely solutions to meet the needs of their customers.

What are the services under Globus bank loans?

Although Globus bank provides an avenue for conventional personal banking, their loan products remain the company’s major selling point. Therefore, the loan services they provide include:

1. Personal loans

Globus bank personal loans are available to employees of organizations. Basically, the bank cuts a deal with businesses, allowing their employers to obtain up to 75% of their net annual salary as a loan. However, note that this is only available to applicants with terminal benefits.

2. Creative sector loan

The creative sector loan is sponsored by an initiative of the Central Bank of Nigeria (CBN). Basically, it is aimed at building capacity and create employment for individuals in the fashion, software engineering, and information technology industry. You can also check out this post on the Central Bank of Nigeria loan.

3. Asset finance

Globus banks designed this service for businesses looking to purchase assets. Therefore, it funds their purchase of equipment such as vehicles, machinery, and even realize cash from the value in assets which the businesses already own.

4. Vehicle finance

Vehicle finance funds your desire to purchase a vehicle of your choosing. Also, the repayment structure is flexible and includes interests, instead of a lump sum payment which may be difficult.

5. Mortgage

Lastly, mortgage loans help take off the burden of direct payment of real estate projects from you as the customer. Basically, the bank pays upfront and allows you to pay back the borrowed amount over an agreed period of time.

What are the applicable interest rates to Globus bank loans?

The interest rate applicable to Globus bank loans is not fixed but instead varies depending on the type and nature of the loan. However, one thing is certain, which is the fact that they would state the rate in the contract, informing you before it’s finalized. At that point, it is left for you to weigh your options and either accept or reject.

What are the minimum requirements for taking up a loan?

With Globus bank, each loan has its own minimum requirements. However, most of each loan product includes the compulsory qualification that the customer must have a steady source of income. This is how the bank judges your repayment capacity and weighs the risks of lending to you.

What are Globus bank loans repayment terms?

You and the bank agree on the repayment term upon completing your loan application process. Therefore, they differ from one person to another. However, Globus bank offers flexible and convenient repayment to their customers.

How do I apply for Globus bank Loans? 

Application for Globus bank loans is very easy. You can do so through their online channels or by visiting the bank itself. The processes are:

• Visit their official website at https://www.globusbank.com/ 
• Navigate to the online banking tab and select “corporate banking”
• Create a new account
• After this, you can then apply for a loan through the “borrow” tab

How do I contact Globus Bank?

You can contact Globus bank through any of the following means: 

Address: 6, Adeyemo Alakija Street, Victoria Island, Lagos.

Email: contactcenter@globusbank.com

Phone: 01-2259000, 01-2259001

Twitter: @GlobusBankNG

Instagram: GlobusBankNG

Conclusion

As one of the forerunners of the digital banking system in Nigeria, Globus bank loans are relatively easy to obtain as long as you qualify. Their loan services are available both at personal and business levels, providing just what you need. 

We live in a world full of unexpected circumstances. There are situations where you will need to settle some urgent needs, and the only way out is to take loans. In this situation, how do you do it even when you do not have a credit history? Is it possible to get a loan with no credit?

The answer is YES. You can actually get a loan with no credit. Although you might have to pay higher interest rates and the loan term might be unfavorable. But, that does not take the possibility of getting a loan with no credit.

To find out how to get a loan with no credit, all you have to do is read on. In this article, we will discuss explicitly all that you need to know about getting a loan with no credit. You can also check out this post on how and where to get urgent loan in Nigeria.

What does it mean to have no credit?

A credit record or history is a track record of how well you handle debt. It covers all the past loans you have taken and your current status. If you have no credit history, it is somewhat hard to be able to get loans. However, that does not mean it is not possible. If you have no credit history. The following might be some of the reasons:

• You have never applied for a loan or credit card before. This is applicable to young folks just starting out on their own and people who have just moved in from another country

• Your account does not have any recent activity. According to the credit bureau, if your account does not have any activity for some months, in some cases 6 months it will affect your scoring.

•   It is also possible that your credit history is not being reported. Credit bureaus compiles reports, if your credit activity is not reported to them, you will definitely have no credit score.

Is it possible to get a loan with no credit?

As we have mentioned earlier, it is possible to get a loan with no credit. Although it can be difficult because personal loans are based on creditworthiness. But, it is very possible. The interest rates can just be quite high and the repayment terms might not be as flexible as one with a good credit history.

How to get a loan with no credit history

Getting a personal loan with no credit history is difficult, but it is possible. If you are willing to apply for a loan with no credit, you can follow the steps below:

1. Compare Lenders:

If you do not have credit history, you have to be able to do some research. You must be ready to compare as many lenders as possible. This is to get the best loan option that suit your need. When doing this, ensure that you compare the interest rates, repayments terms and the fees the lender charges.

2. Choose your loan option:

The next step is to choose the loan option that best suit your need. Once you do this you can proceeds to the application process.

3. Complete your application:

After you must have found a lender, the next step is to start the application process. Fill out all the required forms and submit all the documents they require. This includes your bank statement, means of identification, and other documents deem fit by your lender of choice.

4. Get your loan disbursed in your account:

If the lender approves your application, you should get your loan disbursed in your account. For some, this happens in minutes, while for others you have to wait a day or two.

Where to get Loans with no Credit

•  Loanspot
• Fairmoney
• Carbon
• Nodcredit
• Okash Loans
• Quickcheck
• Branch
• RenMoney
• Aella Credit
• Kash Kash Loans.

Conclusion:

It is very possible to get loans with no credit. In this situation, what the lender places emphasis on is your employment history, income and other factors.

We cannot overstate the advantages of personal loans. In fact, most of us who have been in dire need, at one point or the other, can testify. We could say that personal loans are a lifesaver. If you are not conversant with term personal loans, they are basically loans you can borrow to use for several purposes. You may decide to use it to consolidate debt, pay for your home renovation or a big project.

Today in Nigeria, due to the rise of fintech there are several companies giving out personal loans in Nigeria. So, the question is, what are the documents you need to secure a personal loan? All this and more shall we discuss in this article.

What are the requirements to secure a personal loan?

The fact is, the requirements for personal loans vary from one lender to another. But, there are a few considerations. That is a common requirement that most financial organizations look out for when giving out loans. Here are some of the key requirements:

Credit Score:

Your credit score is one of the most important factors in helping you secure a personal loan. Credit scores range from about 300 to 850, and they base it on factors such as payment history, outstanding debt, etc. To qualify for a personal loan, many financial organizations require that you have a credit score of around 600. However, some financial institutions do not even take a look at this. They just lend to their customers.

  Income:

One of the key things lenders evaluate is your income. They evaluate this thoroughly to see if you have the capacity to pay back the loan as at when due. Some financial institutions set a minimum salary requirement while others just verify if you have a stable source of income not minding how much you receive as salary. To verify this, banks and financial lenders make use of your bank statement. This way they have a grasp of how much you earn and even what your average expenses look like.

Debt to income Ratio:

Lenders express this as a percentage. In most cases, it represents the quota of your gross monthly income that goes towards servicing your monthly loan. Basically, most lenders use this to predict your ability to make repayments of your loan.

Collateral:

If you are applying for a secured personal loan, you will definitely need collateral. Your lender will require that you pledge a valuable asset to serve as a collateral for your loan. If you default on your loan, the lender can repossess your asset. This is to recoup the loan amount you borrowed.

List of Personal Loan documents you require

Asides from the above, you will also require some documents. Without them, you may not be able to access the loan. This varies from one lender to another, but here are some common documents that will require from you:

Means of Identification:

Most lenders will require that you produce one or two of the following means of identification. This is to ascertain that you are eligible for the loan option. Asides from this, to reduce the chances of identity theft.

• National Identity Card
• Passport
• Voters Card
• Birth Certificate
•  Driver’s License

Letter of Employment and Income Verification:

 Before you can access their loan options, a lender will want to see whether you have a verifiable source of income or not. In most cases, the best way they verify this is through the use of your employment letter. Also, they will require your current earnings as this will be vital in your application process. They make use of the following documents:

• Bank statement
• Your employment letter

Proof of address:

After the verification of your document, lenders will want to confirm if you have a stable living situation or not. In this case, they will require that you provide a recent utility bill, or a proof of home. In most cases what they will request is your utility bill.

Conclusion:

Getting a personal loan should not be that difficult after all. Once you certify the requirements and have the documents we have listed in this article, getting a personal loan is at your fingertip.

In need of quick cash to sort out your urgent needs? Do you need a cash loan of up to N30,000? If your answer to these questions is a Yes, then you are on the right page. In this article we will show you how you can get a 30k loan in Nigeria. Accessing this loan option is hassle free and you do not need to go through lengthy and herculean processes.

How can I get an instant online loan in Nigeria?

Basically, you will have to go through one or two processes before you can secure a loan in Nigeria. Either you use USSD or you download the mobile app of the lender. Today most financial lenders have mobile applications to make your lending process easy. In fact, USSD codes even make the whole process easier.

Where can I get 30k loan in Nigeria?

There are several lenders offering loans of up to 30k in Nigeria. In no particular order, here is a list of platforms where you can get a 30k loan in Nigeria.

Loanspot Africa:

Loanspot is one of the platforms where you can get access to quick loans of up to N30,000 and more. They design this mobile lending platform in a way that it connects you to several lenders in Nigeria in minutes. Basically, they prototype this lending application using what we call a marketplace model just like Uber and Bolt. With this feature, you can be sure of finding a lender

Renmoney:

Renmoney is another platform where you can access loans of up to 30k. All you have to do to access their loan options is to provide them with your BVN and other required information. They will run a quick check on your creditworthiness and in no time they decide how much you qualify for. In most cases, this should not be less than 30k

Carbon:

Carbon formerly known as paylater is another reliable platform where you can get an instant loan of up to N50, 000. This platform is a simple digital finance management platform. They design it to provide you with instant loan options to help you cater to your urgent and unexpected needs. To apply for a Carbon loan, you will need to provide your Bank Verification Number, and also your brief bio data.

Nodcredit:

Nodcredit is a platform designed to help you find bespoke solutions that fits you. Their loan options are easily accessible to you and from anywhere. With Nodcredit you can get loans of up to N30, 000 with zero collateral. Asides from this, it is fast and secure and their repayment plan is good.

Aella Credit:

 This is an app only platform which allows you to get quick and reliable loans. Basically, they design this platform to help individuals and businesses access loans of up to N700, 000. This is with an interest rate of about 4-29%. On this platform you can be sure of getting a loan of up to N30, 000 or more. This is after they must have run a check on your creditworthiness.

Quickcheck

Quickcheck is a platform that is specifically designed for individuals and small businesses. This platform leverages what we call mobile technology to help individuals have access to financial credit. On this platform you can access quick and hassle free loans of up to about N30, 000 with no collateral. This is for a duration of either 15-30 days.

Conclusion:

If you are in need of urgent cash loans of up to N30, 000 you can leverage any of the platforms we have listed in this article. They offer quick and accessible loan options at a pocket-friendly interest rates.